Rbfcu can my debit card act as credit card

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RBFCU 10 cents back on debit card program ended

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Community Leader
Super Contributor ‎01-09-2020 08:13 AM ‎01-09-2020 08:13 AM RBFCU 10 cents back on debit card program ended

I got a notification in my mobile banking app a couple of weeks back about the RBFCU debit card $0.10 back with every eligible debit transaction ending. At first I thought it was a fluke, because the message went away the next time I used the app, but then it came back and stayed. The message reads,

Effective Jan. 1, 2020, RBFCU is concluding its Debit Card Rewards Program (10 cents cash back) in order to continue offering our members beneficial services such as Really Free Checking accounts, low-rate loans and 2% cash back on purchases using the RBFCU Mastercard Cashback Rewards credit card.

While the Debit Card Rewards Program is concluding, we remain committed to serving our members' financial needs. In early 2020, members will receive a full payout of cashback rewards earned in 2019.

As regulatory and economic conditions change, we will continue to look for opportunities that will benefit our members .

I did a quick search and didn't find anyone posting about it, so I thought I'd post a little PSA. Kinda sucks, though I know pretty much everyone on here (obviously) uses their credit card for rewards, not a debit card, but still, on those odd occasions one does use debit, it'll no longer net you 10 cents back. For me it was nice cause all last year I was rebuilding and was using only debit, so I racked up about $70 in cashback from it.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:


Current FICO 8 scores:

Message 1 of 7 6 REPLIES 6 Legendary Contributor ‎01-10-2020 12:19 PM ‎01-10-2020 12:19 PM Re: RBFCU 10 cents back on debit card program ended

I wondered why that had disappeared from the app (the spot is blank). Yeah, that sucks. If I couldn't use a card, they were the next best thing.


Last HP 08-07-2023